Seek out the best credit card deals
Credit cards with the lowest standard APR
Best credit cards for balance transfers including 0% deals
Best credit cards for purchases including 0% deals
Cashback and loyalty rewards deals
Credit cards for people with bad credit rating
Business credit card / self employed
Prepaid Mastercard / Visa credit cards

Credit Card Cashback & Reward Deals

If you're a conscientious credit-card user, who pays off their balance in full each month, interest rates are irrelevant as you won't be paying interest. Instead you need to select a card which will reward you for spending on your flexible friend. 

Cashback credit cards give you a cash reward every time you use your card, the cash amount can range from 0.01% to 3% of your purchase, depending on the card you choose. During the course of a year this can add up to a substantial sum of money, which is all the more satisfying as it's essentially free cash for the spending you do normally!

In order to benefit from a cashback card you need to be diligent and must pay off the balance, in full, each month and ensure you do not incur any penalties for late payment or you will negate any cashback earned in charges.

Other reward schemes available include benefiting from shopping vouchers, flights, loyalty points or days out.

Below is a summary of some of the market leading rates. The best cash back cards pay as much as 3% back on purchases.

Credit Seeker - Search Results
Credit Card
Click card for more details or to apply
Promotional Rate for Balance Transfers (Balance transfer fee rates in brackets) Promotional Rate for Purchases Cashback Typical APR (variable)
American Express Platinum MoneyBack - 18.9% Up to 5% cashback on purchases 18.9%
Barclaycard Platinum with cashback 0% for 12 months
(2.5%)
14.9% 1% cashback on supermarket and petrol spend and 0.5% cashback on all other spending (up to £15 each a month) 14.9%
GM Card 0% for 5 months
(2% - min £5)
0% for 5 months Collect Rebate Points and save up to £2,000 off a new Vauxhall car or up to £2,500 off a new Saab car 14.9%
Amazon 0% for 9 months
(3% - min £3)
0% for 6 months Earn loyalty points redeemable against Amazon gift certificates 15.9%
Virgin 0% for 15 months
(2.98%)
0% for 3 months Virgin cardholders can take advantage of exclusive instant discounts with money off holidays, wine, music, gym membership, DVDs and insurance 15.9%
Sony Card 0% for 12 months
(3%)
0% for 3 months Collect SonyCard Pulsebeats towards Sony products 15.9%
Sainsbury's Bank Standard 0% for 12 months
(3%)
0% for 3 months Collect up to 4 Nectar points per £1 spent 15.9%
Egg 0% for up to 15 months
(3%)
0% for 3 months Cash back at selected online retailers 16.9%
American Express Nectar - 15.9% Earn up to 4 Nectar points for every £1 spent, 5,000 bonus points when you first spend £200 and double points for the first 3 months 15.9%



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