Seek out the best credit card deals
Credit cards with the lowest standard APR
Best credit cards for balance transfers including 0% deals
Best credit cards for purchases including 0% deals
Cashback and loyalty rewards deals
Credit cards for people with bad credit rating
Business credit card / self employed
Prepaid Mastercard / Visa credit cards

Credit Card Cashback & Reward Deals

If you're a conscientious credit-card user, who pays off their balance in full each month, interest rates are irrelevant as you won't be paying interest. Instead you need to select a card which will reward you for spending on your flexible friend. 

Cashback credit cards give you a cash reward every time you use your card, the cash amount can range from 0.01% to 3% of your purchase, depending on the card you choose. During the course of a year this can add up to a substantial sum of money, which is all the more satisfying as it's essentially free cash for the spending you do normally!

In order to benefit from a cashback card you need to be diligent and must pay off the balance, in full, each month and ensure you do not incur any penalties for late payment or you will negate any cashback earned in charges.

Other reward schemes available include benefiting from shopping vouchers, flights, loyalty points or days out.

Below is a summary of some of the market leading rates. The best cash back cards pay as much as 3% back on purchases.

Credit Seeker - Search Results
Credit Card
Click card for more details or to apply
Promotional Rate for Balance Transfers (Balance transfer fee rates in brackets) Promotional Rate for Purchases Cashback Typical APR (variable)
American Express Platinum Cashback - 19.9% Up to 5% cashback on purchases 19.9%
British Airways American Express - 19.9% Earn 1 BA Mile for virtually every £1 you spend. BA Miles can be redeemed for flights on British Airways mainline services 19.9%
Sony Card 0% for 12 months
(3% - min £3)
0% for 3 months Collect SonyCard Pulsebeats towards Sony products 15.9%
Virgin 0% for 16 months
(2.98%)
0% for 3 months Virgin cardholders can take advantage of exclusive instant discounts with money off holidays, wine, music, gym membership, DVDs and insurance 16.6%
AA Credit Card 0% for 12 months
(3% - min £3)
0% on motoring, fuel and AA purchases for 12 months Collect AA Rewards Points and exchange them for a range of motoring products and services 16.9%
MBNA Rewards 0% for 13 months
(2.9% - min £3)
0% for 3 months Collect 1 reward point for every £1 spent. Reward points can be redeemed for travel and entertainment offers or high street vouchers 16.9%
Egg 0% until March 2011
(3%)
0% until April 2010 Up to 10% cash back at selected online retailers 16.9%
Express Rewards 17.9%
(3%)
0% for 6 months Earn up to 3 points for every £1 spent at major UK supermarkets, 2 points for every £1 at UK department stores and 1 point for every £1 elsewhere. Exchange points for gift vouchers at favourite high street stores and online retailers 17.9%



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